Bank Credit Management Text & Cases

Book Purchased Under BBA(FS) Funds @ Rs.798/-

Contents of the Book :

Unit I : Bank Credit

Chapter 1 : Loan Policy And Principles Of Bank Lending

Golden Rules For A Good Credit
Identifying The Borrowers And Projects
Preparation Of Proposal And Its Presentation
Types Of Forms Of Bank Advances
Types Of Securities And Attributes Of A Good Tangible Security
Financial Analysis Of A Proposal
Broad Aspects Of Project Appraisal And Lending Decision
Working Capital Assessment
Break-even Analysis And Capital Budgeting
Bank Documentation
Various Methods Of Creating Charge Over Securities
Insurance
Loan Pricing
Risk Management In Banks
Credit Risk Rating
Credit Monitoring Arrangement And After
General Board Format Used By The Leading Banks For Processing Of Major Loan Proposals-model Abc Bank
Unit II : Bank Credit

Chapter 2 : Priority Sector

Financing Agriculture
Self Help Groups And Bank Linkages
Micro Finance-conceptual Framework-indian Context
Micro Finance-international Scenario
Unit III: Bank Credit

Chapter 3 : Non-fund Based Finance-letter Of Credit

Types Of Letter Of Credit
Export Finance
Inco Terms 2000, Ucp 600, Urr 525
Commercial Borrowing
Unit IV : Bank Credit

Chapter 4 : Reserve Bank Of India`s Observations On Deficiencies Found In Sanctioning Of Loans And Monitoring Of Borrowal Account By Banks/financial Institutions

Post Disbursal Follow Up, Monitoring Of Credit And Compliance Parameters
Non-performing Assets, Provisioning Norms, Recovery Of Advances And Seizure
Recovery Measures In Banking Sectors
Unit V : Bank Credit

Chapter 5 : Master Circular On Exposure Norms

Master Circular-exposure Norms For Financial Institutions
Master Circular On External Commercial Borrowings And Trade Credits
Rbi Guidelines On Issuance Of Commercial Paper-2012
Rbi Guidelines On Micro, Small And Medium Enterprises.

About the Book: Bank Credit Management Economic reforms which the country has been witnessing for over the last one-and-half decades have radically transformed the operational environment of the banking industry. With competition as a driver and a key to success in the sector, bankers have no option except to locate new businesses, products and services. Innovations in Bank Credit have become the order of the day to attract new clients and protect existing ones. With deregulation of the banking sector, opportunities alone have not come about, but also risks associated with such opportunities have increased enormously, "Therefore a thorough understanding of the essentials of bank credit is indispensable for the credit to remain performing and the bank to stay ahead in business. An attempt is made in the book to give the reader knowledge on bank credit, right from what it is to how it should be delivered. The book contains case studies and in-basket exercises which make the reader to analyze practical situations involving bank credit. The book intends to meet the requirements of the students of Master of Business Administration, Banking and Finance course of a different Indian Universities and the practicing professionals in the banking sector. Credit is the lifeline of trade, industry and commerce. Infusion of credit to the sectors of the economy is as important as that of understanding the needs of the sectors and dispensation of the credit in required quantum and in appropriate time. A Banker has to be practical as well as prudent while enabling credit to the needs of the industry. The concept of Credit Management is undergoing unimaginable changes. From the days where bankers were shy of expanding credit, they have reached a stage where they would like to find new avenues of credit. Credit innovations are emerging in the industry. The Book has been divided in to four units with each unit discussing each segment of credit. In the First Unit, Essentials of Bank Cr

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